I’m going to explain how to get your driver’s license back if it’s been suspended because you haven’t paid your fines. If your license is suspended for this reason, the best way to get it back is to pay off all your fines, including any court costs, and also pay a fee to get your license reinstated. But, if you can’t afford to pay everything at once, you might still be able to get your license back by setting up a payment plan with the court. Here’s how to do that.
How to Get License Reinstated
Before we dive into the details of getting your license back, you should try our Drive Suspend Penalty Test. It will help you understand the risks and penalties of driving with a suspended license. You can find the link to this test in the video description. Let’s begin.
1. Know the amount you owe
The first thing you need to do is figure out how much you owe and which courts you owe it to. For this, you should contact the Ministry of Transportation of Ontario, also known as MTO. They can give you a list of all your fines and tell you which courts you need to pay. This step is really important because you might have fines you didn’t know about or had forgotten. So, start by getting a full list of your fines.
2. Decide if you can pay all your fines at once
Paying everything you owe, including the fee to get your license back, is the quickest way to solve this. After you know what you owe, think about if you can pay it all. If you can, maybe by borrowing money or any other way, go for it. But if you can’t pay everything at once, you’ll have to make a deal with the court to pay in parts to get your license back. Here’s how you do that.
3. Set up a payment plan with each court
If you owe money to one court, just make a plan with them. But if you owe money to several courts, you’ll need to make separate plans with each one. Yes, it’s a lot of work, but it’s necessary. Here’s what you need to pay to get your plan approved. The court has to okay your payment plan before you can get your license back. There aren’t strict rules, but usually, if you pay about 15 to 20 percent of what you owe, the court will probably agree to your plan. For example, if you owe a court a thousand dollars, paying 150 to 200 dollars at first might get your plan accepted.
4. Start by paying what you can afford
Here’s a tip if you can’t pay that 15 to 20 percent upfront. If you’re unable to pay 15 to 20 percent as your initial payment, just pay what you can for now and try again later when you have more money. For instance, if you owe a court a thousand dollars and you’ve only got 75 dollars, pay that 75 and keep the receipt. Later, when you’ve got more money, go back to the court, pay more, and ask for a payment plan again. Once you’ve paid 15 to 20 percent of the total amount, the court will probably agree to your payment plan.
5. Spread the money evenly
Here’s advice for when you owe money to several courts. It’s pretty common to have fines in different courts. If you need to pay 15 to 20 percent as a starting payment, you should spread your money evenly, or pro-rata. Let’s say you owe three thousand dollars across three courts and have three hundred dollars to start with. If each court is owed a thousand dollars, then give each court a hundred dollars. But, if one court is owed fifteen hundred and the other two courts are owed less, like 750 each, then you should pay 150 to the court you owe fifteen hundred to, and 75 to each of the other two courts.
6. Keep up with your payment plan
If the court lets you pay in installments, it’s really important to not skip any payments. If you do miss a payment, the court might take away your driver’s license. And if that happens, it could be hard to set up another payment plan.
Even after you get license reinstated and have paid all your fines, there’s still a chance you could be suspended. Once the MTO gives you back your license, make sure to get written proof that your license is actually valid. This is necessary because there might be other reasons your license could be suspended, not just unpaid fines. So, always get a written okay that you are good to drive before you start driving again. This way, you are covered in case any problems come up later.